F-A-Q

Below are common questions about payday loans, many people are curious about cash advances and these are the typical questions they have:

What’s a payday loan anyway?

A payday loan is a short term loan to help with temporary cash flow issues. These loans are typically paid back within a few weeks and sometimes by the consumers next paycheck. The lender typically charges a small fee for providing the loan, consumers should look for the lowest fee possible (One Line Payday Loans already does that for you). These cash loans are very convenient, do not depend on credit history and are therefore easy to qualify for.

Can anybody get a payday loan?

Almost anyone can qualify for a payday loan, you need to be at least 18 years old, with a checking account and job. Credit history, debts or outstanding loans do not matter when getting a cash advance loan. Otherwise, the main reasons to get denied for a payday loan is, giving false information on the application and having a history of not paying back prior cash advances.

What are payday loans used for?

Payday loans have no required usage when issued, the use is entirely up to the borrower. Many people use these short term loans for things like, bills, groceries, car payments, gas, ect. Whatever your money situation is, a payday loan can help alleviate it.

What’s the most I can borrow?

Typical loan amounts range from $100 to $1500. These amounts can be determined by local or state laws where the lender holds its business and the income of the borrower. When applying for your loan, the lender will let you know exactly what you qualify for.

When do payday loans have to be paid back?

Yes, these loans are to be paid back within a certain time period. Also know as the loan terms, you will be given a set amount of time in which the loan is to be paid back.

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